How To Get the Correct Medical Paperwork For Your Travel Insurance Claim
Posted on May 15, 2008 | Filed Under
Best Medical Insurance
When you file a medical claim on your travel insurance it's important to have the correct paperwork. I suggest you review the bills and documentation the medical facility gives you when you get them. Don't just put them in your bags and look at them when you return home. Here's why you don't want to assume the paperwork's correct:
Our family and 2 other families took a cruise in December 2006. The cruiseline's name isn't important since what happened to me can easily happen to anyone. You don't even have to take a cruise - all you need is to seek medical care away from your regular doctor. While on this cruise my son got sick with a severe sore throat. I took him to the medical facility because our friends' daughter had strep throat a day earlier. Thankfully my son didn't have that.
I got the bills and documentation from the ship's medical facility the next day. Since I'm in the travel insurance business, and I know how important the correct paperwork can be, I carefully reviewed the documentation. I discovered they hadn't filled in the diagnosis (that's important) plus they said they gave him 2 medications (they didn't give him any medications).
Had I waited until I got home and used those forms to file the claim, my claim would've been turned down. Plus, I doubt I would have been able to even track down and get the doctor on the cruise ship to correct the bills after what would have been a month since being treated. And that assumes I could actually get in contact with the ship's medical facility, which is doubtful at best.
Steve Dasseos is the CEO of href="http://www.TripInsuranceStore.com/">TripInsuranceStore.com, the world's most informative travel insurance comparison website. You can compare reputable travel insurance plans, get person-to-person service & advice. Contact
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