Stopping Identity Theft - What to Do if Identity Theft Happens to You
Posted on October 23, 2008 | Filed Under
Identity Theft Fraud
Identity theft is a huge worldwide problem brought on by the number of online financial transactions each day and the never-ending supply of opportunistic people who want to take advantage of consumers (by phishing scams and the like) and steal their financial and other private information. Luckily, there is now valuable information out there which will help you prevent identity theft as well as steps to take if you are the victim of such schemes and need identity theft help.
The first step to take is to get some upfront protection from identity theft. There are affordable insurance plans out there to supplement your current property insurance policies--some are as low as $30/month and will get you thousands of dollars in identity theft protection. These additional plans may go by the term \"identity fraud expense endorsement\" so ask your insurance agent about one immediately.
Some additional steps you can take to prevent identity theft are as follows:
1. Know when your mail will arrive at your home or business and take care to bring it in right away.
2. Everyone is entitled to an annual free credit report--check your credit reports on a regular basis (two or more time per year).
3. When dealing with money over the phone, only deal with people/organizations you know--NEVER give out bank account or other information over the phone to random callers as you never know who actually may be on the other end of the line.
4. If you see suspicious activity on your accounts, notify your bank immediately, close your account, and contact the Federal Trade Commission (FTC).
Identity theft can occur quickly and without any warning. Identity theft insurance will help protect you in such a financial disaster so get an insurance quote today. Affordable insurance is only a click away and the expenses covered by such plans will be a tremendous benefit to you.
Founded in 1990, Affordable Insurance Service Agency, LLC. is a leader in providing quality protection for hundreds of individuals, families, and businesses throughout Michigan and Wisconsin. Providing superior customer service and low rates along with our ability to understand our customer\'s coverage needs drives the success of our agency.
Check us out on the web at http://www.myaffordable.com or stop in and see us at 1205 10th Avenue
Menominee, MI 49858
\rPhone: 906-864-5000
\rToll-Free: 888-363-5853
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